Financial Schools Reviews

Looking for inexpensive meals on a tight budget? Look no further than Great Depression Cooking with Clara where 94 year old Clara teaches the meals she made during the great depression (the videos were made from the time she was 91 – 94) while telling stories of the past. A

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Britons want to have over £650,000 in their savings accounts. Full Article…

Have you ever woke up one day and said to yourself “I sure could use a vacation”?

Ok, silly question. Most Americans are over-worked and under-relaxed. We get stressed and tired from running so hard in our lives we usually do not take enough time to relax and re-charge our batteries.

Which brings me to the point - traveling. With this economy most of us are watching our pocket books closely. Plus gas prices still are a sore point.

Fortunately for Arizona residents we can drive to the mountains – Flagstaff and Payson are nice. Those are only a couple hours away. Or we can drive to California, which can be 6-8 hours depending on where you go. There is lots to do in California.

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Like in any sales pipeline the franchise sales manager must consider the managing of the buyer and his thought processes. Franchise buyers are driven by aspiration and need. Often this can be economy driven. When employment is at a high level and jobs are stable buyer enquiries normally result in high aspiration individuals. When there is uncertainty in the economy, rising unemployment and redundancy often provides buyers who are seeking out new career possibilities.

With either option the buyer is trying to seek out a better future for their working lives. This can often be seen in times of an economy in recession.

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We recently received a question from a reader that we researched and wanted to share our answer on the blog. We think it’s good information for anyone who has been turned down for a home loan modification.

Q: If I’m turned down for a home modification, can the bank take my home (because my credit score is now lower and my debt is higher than when I bought my home) even if I’m making my payments?

A: As long as you’re current on your mortgage payments, the lender can’t foreclose on your home, even if your credit score has dropped and your loan is “upside down.” (An upside down loan means that your mortgage loan is higher than the value of your property.)

Why modifications are denied

There’s a high re-default rate on loan modifications and your modification might be denied if you make too much money, your mortgage has not defaulted enough, or if you’re currently out of work. The gover

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