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Mortgage rates are higher in the latest mortgage survey for 2009. This week’s increase in mortgage rates is the fourth consecutive week of increases. Even with four weeks of increases, 30 year mortgage rates are just above 5.00 percent but are expected to head as high as 6.00 in 2010.

Looking for the today’s mortgage interest rates? Use our mortgage rate tables to find mortgage rates  in your state or zip code. Today’s Mortgage Interest Rates.

In this week’s Primary Mortgage Market Survey, conforming 30 year mortgage interest rates increased to 5.14 percent  with an average mortgage discount point of 0.7 points for the week ending December 31, 2009. Last week the ave

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There are varieties of creditcards available which make it tough to choose the one which is just right for you. There are numerous companies and banks offering different type of creditcards for people from all walks of life along with attractive facilities and benefits. These may include low rate of interest, rewards points, air miles, gas rebate, cash back, no annual, free or discounted hotel stay, discounts at restaurants, insurance policies and medical insurance to name a few. CreditFind.us is one such place where you can find reviews about different credit cards and the benefits offered by them.

If you are studying in college then you can opt for a student credit card.

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The CIH believes extending the SMI is wise. Full Article…

Here’s the latest situation that’s come across my desk, but with a year-end twist.

Q. Our basic question concerns phone calls we have received towards the end of this year from several credit card companies stating that they are going to write off our balances as bad debt at the end of this year (for their tax benefit we assume). Their “threat” to us is that although they will be writing our debt off as bad debt, they will also be selling the debt to a third party who will continue to try to collect the full debt amount (despite likely having paid only 25% or less of that full debt amount) and/or continue to hurt our credit for years to come.

We responded to them that we have the legal right to deal only with the original creditor (and not a third party) to which they responded that the third party who bought the debt would “become” the original creditor legally and thus legally be considered the original creditor.

Is

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Personal loan customers may increasingly shun traditional banks. Full Article…