Financial Schools Reviews

Looking for a Credit Card Debt Elimination Program that actually Works?

If you want to buy something, you may charge it on your credit card instead of paying cash for it. You may do this very often, and do not really pay attention to what it will lead to. All your purchases will get piled up in your card in the form of a credit card debt. But if you keep these points in your mind, by following the credit card debt elimination program, then you will eventually get rid of your debt and live a financially successful life.

A credit card debt elimination program focuses more on managing expenses and controlling habits of spending money. People are encouraged to do research. Full Article…

This article is by staff writer Adam Baker. Baker is a founding member of Untemplater.com, a new multi-author blog focusing on personal finance, entrepreneurship, and life design for people in their 20’s and 30’s.

Few concepts have had as great an impact on my family’s financial decision-making as learning how to calculate our real hourly wage. The concept was introduced by (or at least popularized by) the amazing book, Your Money or Your Life. This book has had a dramatic influence over our financial turn-around (just as it did for J.D.).

The authors focus early in the book on ensuring that readers are aware of the true costs associated with their jobs and incomes — including accounting for the time we spend on activities that are often forgotten.

Note: J.D. has writ Full Article…

Travel insurance customers are advised to avoid alcohol while skiing. The Foreign and Commonwealth Office (FCO) is reaching out to travel insurance customers in order to highlight the dangers of drinking excessive amounts of alcohol at ski resorts.

Visitors to the slopes in France, Switzerland and Italy in recent weeks may have noticed new posters urging them not to misuse alcohol.

According to the FCO, an unfamiliar environment, cold and high altitudes can “heighten effects of alcohol drinking and lead to accidents and other mishaps”.

“More often than not they involve young people, students, seasonal workers and club groups,” the department said in a statement.

Airports, bars, restaurants and chalets are displaying posters advising “Don’t catch your death” as part of the campaign, which is being supported by tourist offices and the French police and rescue services.

For travellers to France, the FCO “strongly” recommends purchasing comprehensive travel insurance before setting off and ensuring that cover is provided for potentially dangerous activities such as skiing. Full Article…

When we get bored or stressed, some of us tend to head for the stores to look for something to do. Maybe we want a new book, a new CD, or a new movie. Maybe we want new clothes so we can jazz up our wardrobe. Maybe a new board or video game will do the trick. This quest for new stuff might alleviate the boredom or the stress for a while, but it can get expensive and lead to a lot of clutter in your house. The next time you feel the urge for something new, try going shopping in your own home, first.

What do I mean by shopping in your own home? Many of us (except the most disciplined of people) buy things that we never get around to using. We buy books and forget about them or don’t have time to read them. W

Full Article…

Virgin plans to launch a range of bank accounts. The anticipated launch of new bank accounts under the Virgin Money brand should help to improve choice for consumers, watchdog Which? has said.

Virgin Money announced today (January 8th) that it has acquired Yeovil-based bank Church House Trust for £12.3m and aims to use it as a platform from which to develop “a retail banking business in the UK, offering a full range of products to consumers”.

Jayne Anne Gadhia, chief executive of Virgin Money, claimed that the reputation of many UK banks had been “tarnished” by the financial crisis.

She said that the new bank would provide “a better, different form of banking to its customers, increasing competition in the sector” and offering “good value to customers”.

Sir Richard Branson, who founded the Virgin group, added that he hoped to bring “simplicity” to the UK’s banking market.

Commenting on the move, Which? Full Article…