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Other heavyweight groups said to be involved are the Plastics and Chemical Industries Association and transport group the Australian Logistics Council. None would confirm their participation, although the Australian Chamber of Commerce and Industry admitted to AFP that talks were under way.

Republicans in Congress are so worried that President Obama might name someone to lead a new consumer watchdog agency that they’re refusing to go home. And they’re using a little-known parliamentary rule to keep the Senate cooped up in Washington, D.C., too.

At this rate, the fight over Elizabeth Warren, the de facto chief of the new Consumer Financial Protection Bureau, could keep Congress in session indefinitely.

“The Speaker is certainly concerned about recess appointments,” Michael Steel, spokesman for House Speaker John Boehner (R – OH), said in an email to Credit.com.

You see, normally, the House and Senate take a recess on holidays so members can go home and raise money for their next campaign. But this

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What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Car leasing question 2. Separate savings accounts 3. Handling reduced income 4. Relationships and honesty 5. Why savings accounts? 6. Planning for debt freedom 7. Upgrading credit card 8. Trusting product reviews 9. Funding retirement 10. Figuring out priorities

Opening up the window and feeling a cool breeze when your office is stuffy.

Hearing a child laugh because of the sheer joy of life.

Eating a handful of strawberries straight out of the garden.

These little things have filled my day. The

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– Pending home sales showed a substantial increase in the month of May, according to a report released by the National Association of Realtors on Wednesday, with the data pointing to higher housing activity in the second half of the year.

NAR said its pending home sales index rose by 8.2 percent in May following a revised 11.3 percent drop in April. The rebound by the index reflects the strongest monthly increase since last November, when the index jumped by 10.6 percent.

A pending sale is one in which a contract was signed but not yet closed.

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Investment bank UBS has downgraded the Australian banking sector on the back of subdued growth resulting from the clichéd “two speed” economy, the second of which has slowed down.

Jonathan Mott, noted Australian banking analyst for the Swiss investment bank in his outlook for the big four lenders downgraded his earnings forecast across the entire segment based on expectations that growth of the non resource sector based Australian economy is likely to remain patchy.

“A slower, two speed, de-leveraging economy is not ideal for banks,” he surmised, in another sign of how the non-mining economy is faring.

Mr. Mott say

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