Why You Should Care About the Health of Your Bank

Written by Robert White on April 1, 2011 – 10:11 pm

When deciding where to keep your money, it is a good idea to consider the health of your bank. There was a time, not too long ago, that it seemed as though banks were failing left and right. While the rate of bank closures has slowed, you still need to think about what it could mean if your bank were to fail. It’s true that, if your bank is protected by the FDIC, you will get your deposit back, up to certain limits. However, just getting your deposit back isn’t always enough.

Issues Associated with Bank Closures

If your bank’s health is poor, and it is at risk of closure (there are more than 700 banks on the FIDC watch list), you could run into other problems. Here

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Tags: Bank
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Why I Bought Life Insurance On My Kids

Written by Robert White on April 1, 2011 – 8:33 pm

One of the biggest myths surrounding the purchase of life insurance is that you’re only insuring income. Nothing could be farther from the truth, just ask anyone who’s lost a loved one and had to get back to work the day after the funeral.

I know someone who lost his young son in a tragic accident. His high deductible medical insurance had a $2,500 deductible and a family maximum cost of $15,000. Those numbers were quickly surpassed prior to his son passing away at the hospital. The Life Flight helicopter alone was over $8,000 but his medical insurance only paid $250 (standard). His

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Tags: Insurance, Life Insurance
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Ad Ingenium Faciendum

Written by Jessica Clark on March 22, 2011 – 5:16 pm

The Latin phrase that serves as the title of this post means simply “toward the building of character.”

Character isn’t something that’s often discussed on personal finance sites in a direct fashion, but character certainly is a key component in financial and professional success.

What exactly do I mean by character? When I say “character,” I’m generally referring to a person’s durable moral qualities. In other words, a person with high character would be a person I would expect to act in a way that I could positively rely upon if needed.

How does this help with personal finance, you might ask. A person with c

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Tune Up Utilities 2011 Review

Written by Robert White on March 22, 2011 – 7:11 am

A few weeks ago, I noticed that my Gateway Netbook was running slower and slower, sometimes getting bogged down so badly that I couldn’t use it. Being the cheapskate I am, I searched for some free online software to speed up (and clean up my system) and downloaded a program that a friend recommended. It did … okay, I guess. It found a few registry errors and DID speed up my system a little bit for a little while, but not for long.

To make matters worse, I was constantly having to repair my wireless connection and on many occasions, gave up writing a blog post because my little machine just wouldn’t work. Thank

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10 Things You’ll Be Paying More for This Year

Written by Jessica Clark on March 20, 2011 – 11:12 am

One step forward, one step back. That’s the story of the American consumer as the U.S. economy digs itself out of its most recent recession.

Economic analysts who feared that an improving economy and aggressive monetary policy would likely lead to inflation may be proven right. With costs of commodities such as oil and wheat jumping in recent months, many consumer-goods suppliers, food-service companies and other entities are saying price hikes will be necessary to offset the increased costs of raw materials.

And this week, the U.S. Full Article…


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