Financial Schools Reviews

Health Savings Accounts (HSA) are the most popular health insurance plans in California for individuals and families, of late.

Blue Shield of California reported to us that their best selling health insurance plans have been HSA’s and there’s are good reasons to choose an HSA for your health insurance coverage.

One topic I discuss with new customers who are buying a health insurance program is the lowest cost and lowest potential annual out of pocket cost. You have choices of deductibles with HSA plans. The higher the deductible the lower the premium. Under HSA coverage, the insurer does not pay for any medical charges (except some preventive care). Once your deductible is met the insurance pays all other expenses in the year except the office visit co-pay. These plans limit your exposure to any large medical costs, which is what insurance is all about. Protecting your assets is the major reason to be insured.

As a member of Anthem Blue Cross or Blue Shield of California you still enjoy the negotiated rates which again, keep your health care costs lower.

The prescription drug benefit is also included in the HSA coverage and again can be a great money saver.

You can explore the benefits and costs of HSA health insurance by visiting our site, . Click on the HSAatible plans and you’ll get alete description of the coverage. Contact us if you have questions about HSA coverage.

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