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The Federal Reserve Board capped late fees on credit card payments.
Consumers that make a late credit card payment are often hit with a big fine and penalty fees, among other things.

But that, according to the Federal Reserve Board, will no longer be legal. The board approved the final rule to protect credit card users from high fees, including those that would exceed the value of the minimum payment.

Regulation Z, which governs “Truth in Lending,” will now prevent credit card companies from charging late fees of more than $25 unless the customer has made repeated violations, the Federal Reserve said. Full Article…

Oh no, the first time homebuyer tax credit is over and you missed it, right? Well, if you are a member of the Armed Forces, Foreign Service, Federal Government or the “intelligence community” and you were serving over seas for a period of 90 days or more during the period of January 1, 2009 and May 1, 2010 you may still qualify for the credit!  Information and details are available at the IRS Website. 

Obviously this is great news for the Fort Meade real estate market in Maryland and other markets that are located near military bases.  We enjoyed a record number of sales during the period of the tax credit and the extension is likely to help us maintain strong sales  activity throughout the extension period.  In addition, interest rates are at historic lows under 5%, prices have fallen drastically since the 2005 boom, and military members can take advantage of no money down VA loans and great interest rates to make a home purchase even more affordable.

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Many people think that individual California health insurance coverage is more expensive than California group health coverage. Also, many people think it’s hard to find individual coverage that offersrehensive  protection.

The reality is that individual California health insurance offers several advantages over group health coverage. Sure, it’d be nice if your employer paid every last dime of your health insurance and dental insurance premium, but that’s getting rarer and rarer. Employers keep shifting more costs onto their employee’s shoulders.

There are several advantages of owning your own health  insurance policy. Wi

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SINGAPORE, June 14 /PRNewswire/ — In recent years, the Asia Pacific wind energy market has taken huge strides forward. Developed nations such as the United States and European countries had a strong head start owing to government support, regulations, and the infrastructure to explore the potential of wind energy. Full Article…

WAYNESBORO, Pa., June 12 /PRNewswire/ — The live, on-site auction luxury real estate auction of a 150-acre estate near Camp David with 15,000-square-foot main residence, equestrian facilities and some of the best private property hunting in the Northwest has been moved to June 25, and the reserve has been lowered to $2.5 million, announced George Graham, CEO of Concierge Auctions. Previously offered for $7.9 million, the property will absolutely sell to the highest bidder above $2.5 million, and the new auction date offers buyers and the real estate community additional time to learn more about this important opportunity.

“The owners of this spectacular family compound are committed to the Concierge Auctions process.

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