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What better time to talk about couples and credit than the week leading up to Valentine’s Day? 

Okay, credit may be low on the romance scale next to flowers, chocolates, and anything else that desperate or pressured partners buy each other during this Hallmark holiday. But the truth is, your partner’s credit can have a huge impact on your finances. It’s definitely a topic worth discussing (maybe not exactly on Valentine’s Day, but certainly some time in the not-too-distant future).

To illustrate our point about the importance of credit, we created a hypothetical couple: Kelly and Joe. 

Kelly and Joe are married homeowners with kids, and are losing money each month simply because Joe’s credit isn’t that great. Joe wasn’t so

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The current economy has caused most bad credit lenders to cut back on the number of loans they are making to consumers. Now more than ever it is important that you locate the right dealer for your bad credit auto loan.

Why you should visit us

At Auto Credit Express we’ve spent the past 20 years working with bad credit applicants and helping many of these consumers raise their FICO scores and reestablish their car credit by financing a vehicle with a bad credit auto loan. During this time, we’ve worked in retail dealerships as special finance managers, trained car dealers to do special finance and developed web sites that bring together our applicants with car dealers all over the U.S. and

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This post is from GRS staff writer April Dykman.

Last Christmas, I had some great gift ideas: They were heartfelt, they were personalized — and they couldn’t just be bought at a store. We’re talking custom-made ornaments, family calendars, and photo books filled with precious memories made that year.

Unfortunately, Christmas snuck up on me, and I only pulled together two of the gifts in time for the holiday. This irked me because, one, they were great ideas. Two, I’m a planner. Planning is my thing, and it’s not normal for me to fail to plan. Three, I

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If you find that you are seeing your debts piling up and spiralling out of control and you have been spending more money than you should on your interest payments each month then it might be a good idea for you to consolidate your debt using a bad debt consolidation loan. This is a great thing to do in order to improve your credit rating if you find that you are missing payments and getting charged things like late fees.

Getting a consolidation loan will enable you to pay all of your debts off in one go and put them all together into one single monthly payment. This will enable you to save a lot of money because the rates will be lower for a loan like this than they would have been on the credit cards that you have had. Full Article…

Did you know that 10% of all marriage proposals in a given year happen on Valentine’s Day? (That’s this Sunday, folks, in case you needed a reminder.) If you’re in a relationship where the Question might be popped this weekend, check out our (just for fun) guide below to make sure your heart is in the right place before you ask or answer. Not that there is a clear right or wrong here: We all know that money can’t buy love, but love is a heck of a lot tougher without money. Maybe you’ll get lucky and marry for both.