Financial Schools Reviews

If you haven’t finished buying presents, what do you do? Most of us rush to the nearest shop and buy any old tat just to be sure we have something, anything to hand over. But before you do that this year, you might think about swapping the tat for something with some long-term value instead. There isn’t much more effort involved, but over the long term there’ll be much more gain.

For tiny children you might start with a piggy bank – get them into the habit early. But grandparents and godparents might go a step further and open a Jisa (junior individual savings account) for anyone under 18 who doesn’t have a child trust fund. Do it thr

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